Texas Paycheck Calculator
Estimate a Texas wage paycheck from annual salary (or hourly / per-check gross), frequency, filing status, and pre-tax deductions against TY2026 federal income tax and FICA. Texas has no state personal income tax on wages. Click any i for detail.
Paycheck inputs
How do you get paid?
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Income mode
Most people know an annual salary or hourly rate better than gross per check. Pick the mode that matches what you know — we derive gross wages for each paycheck from that. |
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Annual salary ($)
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Annual salary
Your yearly wage before taxes (what the offer letter or raise usually quotes). Gross per check = salary ÷ pay periods. |
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Hourly rate ($)
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Hourly rate
Base hourly wage. Combined with hours per week and pay frequency to estimate gross per check (no overtime modeled). |
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Hours per week
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Hours per week
Typical scheduled hours. Weekly pay = rate × hours; other frequencies scale from a 52-week year. |
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Gross pay per paycheck ($)
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Gross per paycheck
Wages before taxes on one stub — useful if you’re matching an existing paycheck. |
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Pay frequency
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Pay frequency
How often you are paid. We annualize wages, estimate yearly tax, then divide back per check. |
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Filing status
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Filing status
Used for federal brackets/standard deduction and state brackets that differ for joint filers. |
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Pre-tax deductions / paycheck ($)
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Pre-tax deductions
401(k), traditional HSA/FSA-style amounts per paycheck that reduce income-tax wages in this sketch. Social Security and Medicare still use full gross (typical for elective deferrals). |
How to use this calculator
- Choose annual salary, hourly wage, or gross per paycheck — whichever you know.
- Enter that income figure (and hours/week if hourly), then pay frequency.
- Select filing status and any pre-tax deductions per paycheck.
- Read estimated gross per check, taxes, and take-home pay.
Results explained
Enter annual salary (default), hourly wage, or gross per check. Texas does not tax wages, so the state line is $0. Federal income tax and FICA are annualized then divided by pay frequency. Pre-tax deductions reduce the federal taxable sketch only.
Quick reference: TY2026 · TX
Federal pack is shared across Calcscape paycheck pages; state rows are specific to this URL.
| Item | Detail |
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| Federal std. deduction (2026) | $16,100 single / $32,200 joint / $24,150 HOH |
| Social Security | 6.2% up to $184,500 wages |
| Medicare | 1.45% + 0.9% Additional Medicare above threshold |
| TX wage tax | None |
| Modeled here | Federal + FICA only |
For a bonus or supplemental check, try the bonus tax calculator.
How the estimate is built
Annual gross = pay × periods. Federal taxable ≈ annual gross − pre-tax − federal standard deduction. Federal tax from TY2026 brackets. State tax from this state’s pack. FICA: 6.2% SS up to $184,500 + 1.45% Medicare (+ 0.9% Additional Medicare above the filing-status threshold). Per-check taxes = annual ÷ periods. Net ≈ gross − pre-tax − federal − state − FICA.
Example scenario
$4,000 biweekly with $300 pre-tax, married joint — Texas state tax is $0. Compare the federal + FICA take-home to a similar paycheck in a wage-tax state.
FAQ
Does Texas tax wages?
No. Texas has no state personal income tax on wages.
What about property or sales tax?
Those are not paycheck withholdings in this model.
Is this the same as my paycheck?
Employer withholding methods and benefits can differ. Use this as a planning sketch.
Tax year?
TY2026 federal tables on this page.