Maryland Paycheck Calculator
Estimate a Maryland paycheck from salary or hourly pay, frequency, filing status, and pre-tax deductions — federal TY2026 plus Maryland’s graduated state rates (top ~5.75%). County/city piggyback tax is not included. Click any i for detail.
Paycheck inputs
How do you get paid?
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Income mode
Most people know an annual salary or hourly rate better than gross per check. Pick the mode that matches what you know — we derive gross wages for each paycheck from that. |
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Annual salary ($)
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Annual salary
Your yearly wage before taxes (what the offer letter or raise usually quotes). Gross per check = salary ÷ pay periods. |
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Hourly rate ($)
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Hourly rate
Base hourly wage. Combined with hours per week and pay frequency to estimate gross per check (no overtime modeled). |
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Hours per week
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Hours per week
Typical scheduled hours. Weekly pay = rate × hours; other frequencies scale from a 52-week year. |
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Gross pay per paycheck ($)
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Gross per paycheck
Wages before taxes on one stub — useful if you’re matching an existing paycheck. |
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Pay frequency
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Pay frequency
How often you are paid. We annualize wages, estimate yearly tax, then divide back per check. |
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Filing status
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Filing status
Used for federal brackets/standard deduction and state brackets that differ for joint filers. |
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Pre-tax deductions / paycheck ($)
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Pre-tax deductions
401(k), traditional HSA/FSA-style amounts per paycheck that reduce income-tax wages in this sketch. Social Security and Medicare still use full gross (typical for elective deferrals). |
How to use this calculator
- Choose annual salary, hourly wage, or gross per paycheck — whichever you know.
- Enter that income figure (and hours/week if hourly), then pay frequency.
- Select filing status and any pre-tax deductions per paycheck.
- Read estimated gross per check, taxes, and take-home pay.
Results explained
Take-home reflects federal tax, Maryland state income tax on taxable wages, and FICA. Many Marylanders also pay a local income tax (often 2.25%–3.2% of state tax) that can materially change net pay.
Quick reference: TY2026 · MD
Federal pack is shared across Calcscape paycheck pages; state rows are specific to this URL.
| Item | Detail |
|---|---|
| Federal std. deduction (2026) | $16,100 single / $32,200 joint / $24,150 HOH |
| Social Security | 6.2% up to $184,500 wages |
| Medicare | 1.45% + 0.9% Additional Medicare above threshold |
| MD state rates | 2% → 5.75% (simplified brackets) |
| Std. + exemption (approx.) | $2,700 std. + $3,200 personal single |
| Local piggyback | Not included — verify Baltimore / county rate |
For a bonus or supplemental check, try the bonus tax calculator.
How the estimate is built
Annual gross = pay × periods. Federal taxable ≈ annual gross − pre-tax − federal standard deduction. Federal tax from TY2026 brackets. State tax from this state’s pack. FICA: 6.2% SS up to $184,500 + 1.45% Medicare (+ 0.9% Additional Medicare above the filing-status threshold). Per-check taxes = annual ÷ periods. Net ≈ gross − pre-tax − federal − state − FICA.
Example scenario
A head of household at $92,000/year paid biweekly with $200 pre-tax: state taxable income runs through Maryland’s 2%–5.75% brackets after deductions, alongside federal and FICA.
FAQ
Why is my net pay lower than this?
If you live or work in a Maryland locality with a piggyback tax, your employer may withhold extra. This page is state-only.
How are brackets modeled?
We use educational TY2026-ish Maryland state brackets for single vs joint filers — not every credit or special subtraction.
Same as Comptroller withholding?
Employers follow Maryland withholding tables and your MW507. This is an annual liability sketch divided by pay periods.
Tax year?
2026 federal inflation adjustments plus the Maryland pack on this page.