NPV Calculator
Discount the series at a rate you enter. Click any i for detail.
Cash flows
Initial outlay ($)
i
Initial
Cash out at t = 0 (positive number). |
|
|---|---|
Annual cash flow ($)
i
CF
Level end-of-year cash flow. |
|
Years
i
Years
Number of annual cash flows. |
|
Terminal / sale ($)
i
Terminal
Extra cash at the last year. 0 if none. |
|
Discount rate (%)
i
Rate
Your required return. 8 means 8%. |
How to use this calculator
- Enter initial outlay and annual CF.
- Set years and terminal value.
- Enter the discount rate.
- A single future lump (no series) is present value.
Results explained
NPV = −initial + Σ CF_t/(1+r)^t + terminal/(1+r)^n. Positive NPV means the series beats your rate in this model.
Quick reference: NPV
Same cash-flow shape as the IRR page; you pick r here.
| Item | Detail |
|---|---|
| r that makes NPV 0 | IRR |
| One lump, no series | Present value calculator |
| Cap rate | NOI ÷ price, no time series |
| Inflation | Fold into r or the CFs |
Cash flows are modeled as end-of-year.
How the estimate is built
NPV = −I + Σ CF/(1+r)^t + TV/(1+r)^n.
Example scenario
$100k, $12k × 8 years, $110k terminal, 8% — read NPV on the result.
FAQ
Beginning-of-year CF?
Would be slightly higher; not this ordinary-annuity sketch.
Taxes?
Use after-tax CFs if that is your question.
Perpetuity?
Not this finite-n page.