NYC Paycheck Calculator
Estimate a New York City paycheck from salary (or hourly / per-check gross), frequency, filing status, and pre-tax deductions. Adds NYC resident local rates on top of New York State tax, plus federal TY2026 and FICA. Click any i for detail.
Paycheck inputs
How do you get paid?
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Income mode
Annual salary, hourly wage, or gross per paycheck. |
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Annual salary ($)
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Annual salary
Yearly wage before taxes. |
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Hourly rate ($)
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Hourly rate
Base hourly wage. |
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Hours per week
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Hours per week
Typical scheduled hours. No overtime modeled. |
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Gross pay per paycheck ($)
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Gross per paycheck
Wages before taxes on one stub. |
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Pay frequency
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Pay frequency
How often you are paid. We annualize, then divide back per check. |
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Filing status
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Filing status
Used for federal brackets and state rules that differ for joint filers. |
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Pre-tax deductions / paycheck ($)
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Pre-tax deductions
401(k)/HSA-style amounts per check that reduce income-tax wages. FICA still uses full gross. |
How to use this calculator
- Choose annual salary, hourly wage, or gross per paycheck.
- Enter that income figure (and hours/week if hourly), then pay frequency.
- Select filing status and any pre-tax deductions per paycheck.
- Read estimated gross per check, NY State + NYC local, federal, FICA, and take-home.
Results explained
Enter annual salary (default), hourly wage, or gross per paycheck — we derive gross per check from that and your pay frequency. The headline is estimated take-home for one period after TY2026 federal income tax, New York State graduated tax, NYC resident local tax (3.078%–3.876% sketch), and Social Security and Medicare.
Quick reference: TY2026 · NYC
Federal pack is shared across Calcscape paycheck pages; the local line is specific to this URL.
| Item | Detail |
|---|---|
| Federal std. deduction (2026) | $16,100 single / $32,200 joint / $24,150 HOH |
| Social Security | 6.2% up to $184,500 wages |
| Medicare | 1.45% + 0.9% Additional Medicare above threshold |
| NY State rates | 4% → 10.9% |
| NYC resident rates (educ.) | 3.078% → 3.876% |
| Std. deduction (approx.) | $8,000 single / $16,050 joint |
Yonkers and other NYS locals are not modeled. Statewide (no city tax): New York paycheck calculator. For a bonus, try the bonus tax calculator.
How the estimate is built
Annual gross = pay × periods. Federal taxable ≈ annual gross − pre-tax − federal standard deduction. NY + NYC taxable ≈ annual gross − pre-tax − NY standard deduction sketch. State+city tax = NY brackets + NYC resident brackets. FICA: 6.2% SS up to $184,500 + 1.45% Medicare. Per-check taxes = annual ÷ periods.
Example scenario
$3,200 biweekly, $200 pre-tax, single — annualize, apply NY State brackets plus NYC resident local, add federal ÷ 26 and FICA for net pay. Compare to the statewide NY page to see the city line.
FAQ
Is this NYC resident tax?
Yes — an educational NYC resident local sketch stacked on New York State. Nonresident / Yonkers / MCTMT are not modeled.
Is this the same as my paycheck?
Not always. Employers use IRS Publication 15-T, W-4 steps, city withholding tables, benefits, and YTD FICA caps.
Do pre-tax 401(k) contributions reduce FICA?
Elective deferrals generally still face Social Security and Medicare. This calculator reduces income-tax wages only.
Tax year?
Tables are encoded for tax year 2026 (federal Rev. Proc. 2025-32 inflation adjustments plus the NY/NYC pack noted on the page).